Standard Deduction 2026: The New Numbers You Need
Inflation is high, but the good news is the IRS raised the Standard Deduction again. This means more of your income is 100% tax-free. Here are the official numbers for your 2026 tax return.
Single
$15,500*
Approx AmountCopy
Married
$31,000*
Joint FilersCopy
Senior
+$1,950
Age 65+ BonusAdd
2026 Standard Deduction Table
Find your filing status below. This is the exact amount you can subtract from your income.
| Filing Status | 2025 Amount | 2026 Amount (New) |
|---|---|---|
| Single | $15,000 | $15,500 |
| Married (Joint) | $30,000 | $31,000 |
| Head of Household | $22,500 | $23,250 |
*Over 65? (Blind or Senior)
If you are 65 or older or legally blind, you get a bonus deduction.
Add $1,950 (if Single) or $1,550 (per person if Married) to the numbers above.
Add $1,950 (if Single) or $1,550 (per person if Married) to the numbers above.
Standard vs Itemized
| Status | Action |
|---|---|
| Renter | Take Standard |
| Homeowner | Check Math |
What Does This Mean for You?
Because the deduction went up, your taxes might go down slightly.
- Less Paperwork: With a higher standard limit, fewer people need to save receipts for charity or medical bills.
- Tax-Free Income: If you are Single and made $15,000 this year, you legally owe $0 in federal income tax.
Frequently Asked Questions
Do I need to apply for this?
No. It is automatic. Your tax software will automatically apply the Standard Deduction unless you force it to Itemize.
What if I am a dependent?
If your parents claim you, your Standard Deduction is limited to the greater of $1,350 or your earned income + $450. (Sorry, students!)