Military Moving Expenses: Are They Tax Deductible?

Under the Tax Cuts and Jobs Act (TCJA), most civilians lost the moving expense deduction. However, Active Duty Military members are the exception. If you move due to a Permanent Change of Station (PCS), your unreimbursed moving costs are fully deductible. Here is how to claim it using Form 3903 without triggering an audit.

BMT Tax Team BMT Tax Team · 📅 Jan 2026 · ⏱️ 6 min read · TAX TIPS › MILITARY
Eligibility
PCS
Orders RequiredRule
Form
3903
Attach to 1040File
Deadline
3 Years
To Amend ReturnTime

1. The Rule: PCS Orders are Mandatory

You generally cannot claim this deduction for a voluntary move or retirement move unless specified.

The “Time and Distance” Exemption
What it is: Civilians used to have to pass a strict distance test.
Who it applies to: Active Duty personnel on PCS orders are exempt from this test.
Practical Consequence: Even a short PCS move qualifies if expenses were unreimbursed.

2. Deductible vs. Non-Deductible (Checklist)

The IRS is specific about what counts as “Moving Expenses.”

Expense Category Deductible (Yes ✅) Non-Deductible (No ❌)
Transportation U-Haul, Gas, Shipping cars. Sightseeing detours.
Storage Storage up to 30 days. Long-term storage.
Travel Lodging on the way. Meals (Food).

3. Timeline: The Filing Window

You generally claim the deduction in the year the move occurred.

Time Since Move Status Action
Year of Move Primary
File Form 3903
+1 to 3 Years Open
Can Amend (1040-X)
3+ Years Closed
Statute Expired
Planning Note
If you find unreimbursed receipts after filing, it is generally beneficial to file an amended return (Form 1040-X) within 3 years to claim your missed refund.

4. Strategy: “Mileage” Rate

You have two choices for car expenses: Actual Expenses or Standard Mileage.

  • Standard Mileage: For 2026, check the specific IRS moving mileage rate (different from business rate). It is often easier to track.
  • Actual Expenses: You must keep receipts for gas and oil. This is usually better only if you drive a gas-guzzling vehicle.

5. Warning: Reimbursement Offset

You cannot profit from the move tax-free.

⛔ Box 12 Code P

Check your W-2 form.

  • If the government paid for your move, the amount is often reported in Box 12 with Code P.
  • You must subtract this amount from your total expenses.
  • Rule: You can only deduct the expenses that exceeded the government payment.

6. Frequently Asked Questions

What if I separate from service?
You generally can deduct moving expenses if the move happens within 1 year of termination and you are moving to your “Home of Record.”
Are meals deductible?
No. The TCJA eliminated the deduction for meals during a move. You cannot deduct the cost of food on the road.