The Ultimate Hedge: Citizenship by Investment (CBI)
The Ultimate Hedge: Citizenship by Investment (CBI)
Why a second passport is the only insurance policy that protects you from your own government.
Executive Summary
- Plan B Insurance: In an era of political polarization and civil unrest, a second citizenship gives you the legal right to **leave and live elsewhere** instantly. It is “Fire Insurance” for your freedom.
- The Donation Route: Caribbean nations (e.g., St. Kitts, Antigua) offer citizenship in 3-6 months for a donation of ~$200k. This is the fastest, most cost-effective “paper shield.”
- The Investment Route: European “Golden Visas” (e.g., Malta, Greece) require substantial capital (€500k+) but offer the prize of **EU residency/citizenship**, granting access to 27 countries.
The Tax Residency Myth
Buying a passport does NOT automatically lower your taxes. The US taxes based on citizenship, not residency. To legally stop paying US taxes, you must 1) Acquire a second passport, and 2) Renounce US citizenship (The Exit Tax).
Mechanic: Shopping for Freedom
3-6 Mos
Processing Time
$250k+
Entry Cost
Visa-Free
Global Access
Plan B
Strategic Goal
Simulation: Passport Utility (Cost vs. Power)
Value Proposition of Second Citizenship
| Feature | Caribbean (CBI) | European (Golden Visa) |
|---|---|---|
| Primary Benefit | Speed & Cost (The “Exit” Tool) | EU Living Rights (Lifestyle) |
| Investment | ~$200k Donation (Sunk Cost) | €500k+ Real Estate/Bonds |
| Physical Presence | None Required | Often Required (7+ days/yr) |
“You diversify your portfolio to protect your wealth. Why wouldn’t you diversify your citizenship to protect your life?”
Essential Resources
INTERNAL
BMT Playbooks