Is GAP Insurance Worth It?
Executive Summary GAP Insurance is financially vital for low-down-payment buyers, but purchasing it from a dealership is a…
Smart Spending
Smart Spending
Financial strategies, news, and insights for your wealth journey.
Smart Spending
Dealer Financing vs Credit Union: Never Walk In Unprepared
Executive Summary Never walk into a car dealership without financing in hand. Dealerships act as middlemen for loans…
Smart Spending
How Much Car Can I Afford?
The 20/4/10 Rule Defined To prevent financial overextension, follow the 20/4/10 rule when buying a car: Put down…
Smart Spending
New vs Used Car: Why Buying New Keeps You Poor
Executive Summary Buying a slightly used car (3–4 years old) is mathematically superior to buying new. A new…
Smart Spending
Leasing vs Buying: Which One Wastes Less Money?
Executive Summary In most financial scenarios, buying a car results in a lower total cost of ownership over…