The Roth Conversion Ladder: How to Access Retirement Funds Early
The Roth Conversion Ladder: Access Your Retirement Funds Early Core Insights Beating the Penalty: The Roth Ladder allows FIRE (Financial…
-
-
Social Security Claiming Age: Optimizing Your Lifetime Income
Social Security Claiming Age: Optimizing Your Lifetime Income Core Insights The “Actuarial” Bet: Claiming at 62 reduces your benefit by…
-
Roth 401(k) Strategy for High Earners: Maximizing Tax-Free Growth
Roth 401(k) for High Earners: Maximizing Tax-Free Growth Core Insights No Income Limits: Unlike the Roth IRA, the Roth 401(k)…
-
SEP IRA vs. Solo 401(k): Choosing the Best Plan for Self-Employed
SEP IRA vs. Solo 401(k): Choosing the Best Plan for Self-Employed Core Insights Savings Power: For many self-employed people, the…
-
Traditional 401(k) Withdrawal Rules: Taxes, Penalties, and Exceptions
Traditional 401(k) Withdrawal Rules: Taxes, Penalties, and Exceptions CORE INSIGHTS The Magic Number: Age 59½ is the golden gate. Withdraw…
-
A Closer Look at Target Date Funds for U.S. Retirement Planning
A Closer Look at Target Date Funds for U.S. Retirement Planning CORE INSIGHTS Set It and Forget It: TDFs automatically…
-
The Rule of 72: A Simple Tool for Estimating Investment Growth
The Rule of 72: A Simple Tool for Estimating Investment Growth CORE INSIGHTS The Magic Number: Divide 72 by your…
-
The 4% Rule: Understanding Sustainable Withdrawal Strategies
The 4% Rule: Understanding Sustainable Withdrawal Strategies Key Takeaways The Golden Rule: Withdraw 4% of your nest egg in Year…
-
Traditional 401(k) vs. Roth 401(k): Understanding the Key Differences
Traditional 401(k) vs. Roth 401(k): Understanding the Key Differences Key Takeaways Tax Timing: Traditional 401(k) saves you taxes today. Roth…
-
Sequence of Returns Risk: Why the First Decade of Retirement Matters Most
Sequence of Returns Risk: Why the First Decade of Retirement Matters Most Key Takeaways The Danger Zone: The 5 years…