The Mega Backdoor Roth: How to Contribute Over $70,000 to Retirement Annually
The Mega Backdoor Roth: How to Contribute Over $70,000 to Retirement Annually CORE INSIGHTS Massive Limit: The Mega Backdoor strategy…
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Dynamic Withdrawal Strategies: Moving Beyond the 4% Rule for Longevity
Dynamic Withdrawal Strategies: Moving Beyond the 4% Rule for Longevity CORE INSIGHTS 4% Rule Limitations: The conventional static withdrawal rule…
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Social Security Spousal Benefits: Maximizing Income for Married and Divorced Couples
Social Security Spousal Benefits: Maximizing Income for Married and Divorced Couples CORE INSIGHTS The 50% Rule: A spouse can claim…
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Managing Longevity Risk: The Challenge of Outliving Your Retirement Savings
Managing Longevity Risk: The Challenge of Outliving Your Retirement Savings CORE INSIGHTS The Longevity Threat: Increasing life expectancy, combined with…
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Social Security Taxation: Managing Your Income to Avoid the Tax Trap
Social Security Taxation: Managing Your Income to Avoid the Tax Trap CORE INSIGHTS The Combined Income Rule: Social Security taxability…
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401(k) Loan vs. Hardship Withdrawal: A Cost and Penalty Comparison
401(k) Loan vs. Hardship Withdrawal: A Cost and Penalty Comparison CORE INSIGHTS Loan vs. Withdrawal: A 401(k) loan is not…
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Qualified Charitable Distribution (QCD): How Retirees Can Lower Their Taxable Income
Qualified Charitable Distribution (QCD): How Retirees Can Lower Their Taxable Income CORE INSIGHTS Tax-Free RMDs: QCDs allow retirees to satisfy…
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Roth Solo 401(k) vs. Traditional Solo 401(k): Which is Smarter for Self-Employed?
Roth Solo 401(k) vs. Traditional Solo 401(k): Which is Smarter for Self-Employed? CORE INSIGHTS Tax Timing is Key: The choice…
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The Bucket Strategy: A Simple Way to Manage Retirement Cash Flow
The Bucket Strategy: A Simple Way to Manage Retirement Cash Flow CORE INSIGHTS Risk Mitigation: The Bucket Strategy manages Sequence…
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Social Security WEP and GPO: How to Avoid Losing Your Benefits
Social Security WEP and GPO: How to Avoid Losing Your Benefits CORE INSIGHTS Double Jeopardy: Public sector employees face two…