Momentum Investing: The Art of Buying High and Selling Higher

Momentum Investing: The Art of Buying High and Selling Higher

โœ๏ธ By Team BMT (CPA) | ๐Ÿ“… Updated: Dec 15, 2025

EXECUTIVE SUMMARY

  • The Anomaly: According to the Efficient Market Hypothesis, past prices shouldn’t predict future returns. Yet, 200 years of data proves that assets which performed well in the recent past (6-12 months) tend to continue outperforming in the near future. This is the Momentum Factor.
  • The Psychology: Momentum exists because human beings underreact to new information (slow anchoring) and then overreact (FOMO). By the time the herd realizes a trend is real, the “Momentum Investor” is already riding the wave.
  • The Strategy: Instead of guessing tops and bottoms, you systematically buy the winners (Relative Strength) and sell the losers. It requires zero forecastingโ€”only discipline.

“Buy Low, Sell High” feels intuitive. “Buy High, Sell Higher” feels reckless. But in financial physics, Newton’s First Law applies: An object in motion tends to stay in motion. Momentum is the premier anomaly in finance. It has been documented in stocks, bonds, commodities, and currencies since the 1800s. It is not about chasing hype; it is about mathematically aligning your portfolio with the market’s strongest currents. Source: Jegadeesh & Titman (1993) / AQR Capital Management

Strategic Mechanics: Dual Momentum

Gary Antonacci’s “Dual Momentum” combines two powerful filters.

  • 1. Absolute Momentum (Trend): Is the asset going up?
    Rule: If the S&P 500 is below its 12-month moving average (or cash return), sell it and move to Cash/Bonds. This prevents holding falling knives.
  • 2. Relative Momentum (Strength): Which asset is going up faster?
    Rule: Compare US Stocks vs. International Stocks vs. Gold. Buy only the one with the highest 12-month return.
  • Result: You are always in the strongest asset class, and you sit in cash during bear markets.

Performance: Value vs. Momentum (1927-2023)

Factor Strategy Annualized Excess Return (%)
Value (Buying Cheap) 4.8
Momentum (Buying Winners) 6.2

*Momentum has historically delivered higher returns than Value, but with higher turnover and volatility.

CRITICAL SCENARIO: The 2008 Financial Crisis

Did Momentum save investors?

Strategy Max Drawdown (2008) Return (2008)
S&P 500 (Buy & Hold) -51 -37
Trend/Momentum (GEM Strategy) -15 18
The Verdict: By early 2008, Momentum signals turned negative (Absolute Momentum). The strategy sold stocks and moved to Bonds (which rallied). While buy-and-hold investors lost half their wealth, Momentum investors actually made money by following the trend into safety.

Execution Protocol

1
The ETF Route (Easy)
If you don’t want to calculate signals, buy a Momentum ETF.
Core: MTUM (MSCI USA Momentum) or QMOM (Quantitative Momentum). These funds automatically rebalance into the highest-performing stocks every quarter.
2
The DIY Route (Advanced)
Once a month, check the 12-month returns of SPY (US), VEA (Intl), and BIL (Cash).
Step A: Is SPY or VEA higher than BIL? (Yes = Bull Market).
Step B: Which is higher, SPY or VEA? Buy 100% of the winner.
3
Accept the “Whipsaw”
Momentum’s weakness is a sideways/choppy market. You might buy an asset just as it peaks, then sell it just as it bounces (a “Whipsaw”). This small bleeding is the “insurance premium” you pay to avoid massive bear markets.

WEALTH STRATEGY DIRECTIVE

  • Do This: Dedicate 10-20% of your portfolio to a Trend/Momentum strategy. It acts as a diversifier because it can go “Long Volatility” (moving to cash/bonds) when traditional stocks crash.
  • Avoid This: Ignoring transaction costs. Momentum requires frequent trading (high turnover). Always implement this in a Tax-Advantaged Account (IRA/401k) to avoid capital gains tax drag.

Frequently Asked Questions

Is this just “Performance Chasing”?

Performance chasing is emotional (buying the top of a bubble). Momentum is systematic (buying based on strict rules). The difference is the exit strategy. Performance chasers never sell; Momentum investors sell ruthlessly when the trend breaks.

Does it work with Crypto?

Yes. Momentum is arguably stronger in crypto because retail emotion dominates that market. Simple trend-following rules (e.g., above 200-day moving average) have historically avoided 80% drawdowns in Bitcoin.

Value vs. Momentum?

They work best together. They are negatively correlated. Often, when Value is dead (late 90s), Momentum screams. When Momentum crashes (2009 reversal), Value recovers. Holding both creates a smoother ride.

Disclaimer: Momentum strategies can suffer significant underperformance during sharp market reversals (Momentum Crashes). Past performance is not indicative of future results. Whipsaw losses are common in volatile, range-bound markets.