๐ช Your Privacy Matters: This policy explains how we use cookies and similar technologies on our website.
What Are Cookies?
Cookies are small text files that are placed on your computer or mobile device when you visit a website. Cookies are widely used to make websites work more efficiently and provide information to website owners.
Cookies allow websites to:
- Remember your preferences and settings
- Analyze how you use the website
- Deliver personalized content and advertisements
- Improve website functionality and performance
How We Use Cookies
Best Money Tip (“BMT”) uses cookies and similar technologies to enhance your experience, analyze website traffic, and support our operations. This Cookie Policy should be read together with our Privacy Policy.
Types of Cookies We Use
1. Essential Cookies
Purpose: These cookies are necessary for the website to function properly and cannot be disabled.
What they do:
- Enable page navigation
- Provide access to secure areas
- Remember your cookie preferences
- Maintain website security
Duration: Session cookies (deleted when you close your browser) or persistent cookies (stored until expiration)
2. Analytics and Performance Cookies
Purpose: These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously.
What they do:
- Count visits and traffic sources
- Measure website performance
- Identify popular content
- Track user navigation patterns
- Detect and diagnose technical issues
Services we use:
- Google Analytics: Website traffic analysis and reporting
- Cookie names:
_ga, _gid, _gat
- Duration: Up to 2 years
- Google Privacy Policy
3. Functionality Cookies
Purpose: These cookies enable enhanced functionality and personalization.
What they do:
- Remember your preferences (language, region)
- Provide personalized content recommendations
- Remember items in your reading list
- Enable social media features
Duration: Persistent cookies, typically 1-2 years
4. Advertising Cookies
Purpose: These cookies are used to deliver relevant advertisements and track advertising campaign performance.
What they do:
- Deliver targeted advertisements based on your interests
- Limit the number of times you see an advertisement
- Measure advertising effectiveness
- Track conversions and user behavior
Services we may use:
Duration: Varies by service, typically 1-2 years
5. Third-Party Cookies
Our website may include embedded content or features from third-party services such as:
- YouTube: Embedded videos
- Twitter/X: Social media embeds
- LinkedIn: Share buttons and professional content
- Content Delivery Networks (CDNs): Fast content delivery
These third parties may set their own cookies. We do not control these cookies. Please review the privacy policies of these services for information on their cookie practices.
Cookie Duration
Cookies we use fall into two categories based on duration:
Session Cookies
- Temporary cookies deleted when you close your browser
- Used for essential website functionality
- Do not collect personal information
Persistent Cookies
- Remain on your device for a set period or until manually deleted
- Used for analytics, preferences, and advertising
- Duration ranges from a few days to several years
How to Manage Cookies
Browser Settings
Most web browsers allow you to control cookies through their settings. You can:
- Block all cookies
- Block third-party cookies only
- Delete cookies after each session
- Accept cookies from specific websites
How to access cookie settings in popular browsers:
- Chrome: Settings โ Privacy and Security โ Cookies and other site data
- Firefox: Settings โ Privacy & Security โ Cookies and Site Data
- Safari: Preferences โ Privacy โ Cookies and website data
- Edge: Settings โ Cookies and site permissions โ Cookies and site data
For mobile devices:
- iOS Safari: Settings โ Safari โ Block All Cookies
- Android Chrome: Settings โ Site Settings โ Cookies
Opt-Out Tools
You can opt out of specific tracking and advertising cookies using these tools:
Do Not Track (DNT)
Some browsers offer a “Do Not Track” (DNT) signal. Currently, there is no industry standard for how websites should respond to DNT signals. BMT does not currently respond to DNT signals, but we respect your privacy choices through the methods described above.
Impact of Disabling Cookies
If you disable or block cookies:
- Essential cookies: Website may not function properly; some features may be unavailable
- Analytics cookies: We cannot improve website based on usage data
- Functionality cookies: Preferences will not be saved; personalization disabled
- Advertising cookies: Ads will still appear but may be less relevant
Other Tracking Technologies
In addition to cookies, we may use other technologies:
Web Beacons (Pixel Tags)
- Small graphic images embedded in web pages or emails
- Used to track page views, email opens, and user behavior
- Often used in conjunction with cookies
Local Storage
- Browser storage for data that persists beyond the session
- Used for preferences, cached content, and functionality
- Can be cleared through browser settings
Device Fingerprinting
- Collection of device and browser characteristics
- Used for fraud prevention and analytics
- Cannot be easily disabled by users
Children’s Privacy
Our website is not directed to children under 13 years of age. We do not knowingly collect information from children. If you are a parent or guardian and believe your child has provided information to us, please contact us.
International Users
European Union (EU) and UK Users
If you are located in the EU or UK, you have specific rights under GDPR regarding cookies:
- Consent: We obtain your consent before placing non-essential cookies
- Transparency: We clearly explain what cookies we use and why
- Control: You can withdraw consent at any time
- Access: You can request information about data collected via cookies
California Users (CCPA)
California residents have rights under CCPA, including:
- Right to know what personal information is collected
- Right to opt-out of sale of personal information
- Right to delete personal information
We do not sell personal information collected through cookies. For more details, see our Privacy Policy.
Updates to This Policy
We may update this Cookie Policy from time to time to reflect changes in technology, law, or our practices. Updates will be posted on this page with a revised “Last Updated” date.
We encourage you to review this policy periodically to stay informed about how we use cookies.
Contact Us
If you have questions about our use of cookies or this Cookie Policy, please contact us:
Further Resources
For more information about cookies and online privacy:
Last Updated: January 1, 2025